Insurance · All 50 states

Find ABA by your plan.

Browse verified ABA therapy agencies by the insurance they accept. Every carrier, in plain view — plus FAQs on what benefits, pre-auth, and appeals actually look like.

Carriers
19
States
50
Verified monthly
All carriers · Alphabetical

Pick your plan.

01
Medicaid
State-funded health insurance program covering ABA therapy for eligible children with autism.
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02
Blue Cross Blue Shield
One of the largest health insurance networks in the US, with extensive ABA therapy coverage.
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03
Aetna
Major national health insurer offering comprehensive ABA therapy benefits.
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04
UnitedHealthcare
America's largest health insurer with broad ABA therapy coverage nationwide.
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05
Cigna
Global health service company offering ABA therapy as part of autism treatment benefits.
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06
Tricare
Military health insurance program providing ABA therapy for service members' dependents.
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07
Anthem
Blue Cross Blue Shield affiliate offering extensive ABA coverage in multiple states.
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08
Humana
Major health insurer with growing ABA therapy network and coverage options.
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09
Kaiser Permanente
Integrated healthcare system offering in-network ABA therapy services.
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10
Magellan Health
Behavioral health specialty insurer managing ABA benefits for many health plans.
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11
Centene / Ambetter
Largest Medicaid managed care organization and major ACA marketplace insurer.
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12
Molina Healthcare
Major Medicaid and Medicare managed care provider with nationwide presence.
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13
Health Care Service Corporation
Largest customer-owned health insurer operating Blue Cross Blue Shield plans in IL, TX, MT, OK, and NM.
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14
Wellcare
Medicare Advantage and Medicaid managed care insurer with growing ABA therapy coverage.
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15
Oscar Health
Technology-focused health insurer offering ACA marketplace plans with ABA coverage.
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16
Beacon Health Options
Behavioral health management company administering ABA benefits for many employers and health plans.
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17
Optum Behavioral Health
UnitedHealth Group subsidiary managing behavioral health benefits including ABA therapy.
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18
CareFirst BlueCross BlueShield
Blue Cross Blue Shield affiliate serving Maryland, Washington D.C., and Northern Virginia.
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19
Horizon Blue Cross Blue Shield
New Jersey's largest health insurer with comprehensive ABA therapy coverage.
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Insurance Coverage FAQs

Common questions about insurance coverage for ABA therapy.

Does insurance cover ABA therapy?

Yes, most health insurance plans cover ABA therapy due to autism insurance mandates in all 50 states. Coverage varies by plan, so it's important to verify your specific benefits with your insurance provider and the ABA therapy agency.

How do I find ABA providers that accept my insurance?

Use our directory to search by insurance type. Select your insurance carrier from the list, and you'll see ABA therapy providers that accept that insurance. You can also filter by location to find in-network providers near you.

What if my insurance doesn't cover ABA therapy?

If your insurance doesn't cover ABA therapy, you may have options including appealing the decision, seeking state Medicaid coverage, using out-of-pocket payment plans, or exploring grants and scholarships for autism services. Many providers offer sliding scale fees or payment plans.

Do I need prior authorization for ABA therapy?

Most insurance plans require prior authorization before starting ABA therapy. This typically involves a diagnostic evaluation, treatment plan review, and approval from your insurance company. Your ABA provider usually handles the authorization process.

Learn More About ABA Insurance Coverage

Resources to help you navigate insurance coverage for ABA therapy.

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